Home › Invest › HSA providers › Fidelity HSA vs Lively
Both are HSAs you can open or move to. Here's how Fidelity HSA and Lively compare on fees and investing.
| Fidelity HSA | Lively | |
|---|---|---|
| Account fee | No account fees (retail HSA) | No monthly or maintenance fee |
| Investment fees | None for self-directed; Fidelity Go managed option 0.35%/yr at $25,000+ | Schwab brokerage link $24/yr unless you keep $3,000 cash; guided portfolio (Devenir) 0.50%/yr |
| Investment options | Stocks, ETFs, mutual funds (self-directed) or managed | Self-directed via Schwab, or guided portfolio |
| Minimum to invest | No minimum (self-directed) | not found |
Sources: Fidelity HSA page (checked 2026-10-12) · Lively page (checked 2026-10-12)
Account fee: Fidelity HSA No account fees (retail HSA), Lively No monthly or maintenance fee; Investment fees: Fidelity HSA None for self-directed; Fidelity Go managed option 0.35%/yr at $25,000+, Lively Schwab brokerage link $24/yr unless you keep $3,000 cash; guided portfolio (Devenir) 0.50%/yr; Investment options: Fidelity HSA Stocks, ETFs, mutual funds (self-directed) or managed, Lively Self-directed via Schwab, or guided portfolio; Minimum to invest: Fidelity HSA No minimum (self-directed), Lively not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.