Home › Invest › HSA providers › Lively vs HealthEquity
Both are HSAs you can open or move to. Here's how Lively and HealthEquity compare on fees and investing.
| Lively | HealthEquity | |
|---|---|---|
| Account fee | No monthly or maintenance fee | $2.95/month, waived with $2,000+ cash balance (standard schedule; employer plans can differ) |
| Investment fees | Schwab brokerage link $24/yr unless you keep $3,000 cash; guided portfolio (Devenir) 0.50%/yr | 0.03%/month on invested balance (max $10/month); Advisor adds 0.05%/month (max $15) |
| Investment options | Self-directed via Schwab, or guided portfolio | not found |
| Minimum to invest | not found | Plan-specific investment threshold |
Sources: Lively page (checked 2026-10-12) · HealthEquity member fee schedule (checked 2026-10-12)
Account fee: Lively No monthly or maintenance fee, HealthEquity $2.95/month, waived with $2,000+ cash balance (standard schedule; employer plans can differ); Investment fees: Lively Schwab brokerage link $24/yr unless you keep $3,000 cash; guided portfolio (Devenir) 0.50%/yr, HealthEquity 0.03%/month on invested balance (max $10/month); Advisor adds 0.05%/month (max $15); Investment options: Lively Self-directed via Schwab, or guided portfolio, HealthEquity not found; Minimum to invest: Lively not found, HealthEquity Plan-specific investment threshold.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.