Home › Invest › HSA providers › Lively vs HSA Bank
Both are HSAs you can open or move to. Here's how Lively and HSA Bank compare on fees and investing.
| Lively | HSA Bank | |
|---|---|---|
| Account fee | No monthly or maintenance fee | No monthly fees (per HSA Bank) |
| Investment fees | Schwab brokerage link $24/yr unless you keep $3,000 cash; guided portfolio (Devenir) 0.50%/yr | 0.10% (Choice), 0.25% (Select) or 0.35% (Managed) per year, billed quarterly; waived for a quarter with a $7,500+ average cash balance |
| Investment options | Self-directed via Schwab, or guided portfolio | Self-directed, curated funds, or managed |
| Minimum to invest | not found | not found |
Sources: Lively page (checked 2026-10-12) · HSA Bank page (checked 2026-10-12)
Account fee: Lively No monthly or maintenance fee, HSA Bank No monthly fees (per HSA Bank); Investment fees: Lively Schwab brokerage link $24/yr unless you keep $3,000 cash; guided portfolio (Devenir) 0.50%/yr, HSA Bank 0.10% (Choice), 0.25% (Select) or 0.35% (Managed) per year, billed quarterly; waived for a quarter with a $7,500+ average cash balance; Investment options: Lively Self-directed via Schwab, or guided portfolio, HSA Bank Self-directed, curated funds, or managed; Minimum to invest: Lively not found, HSA Bank not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.