Home › Invest › Robo-advisors › Schwab Intelligent Portfolios vs Acorns
Both invest for you automatically. Here's how Schwab Intelligent Portfolios and Acorns compare on fees, minimums, tax-loss harvesting and cash.
| Schwab Intelligent Portfolios | Acorns | |
|---|---|---|
| Advisory fee | $0 advisory fee | $4, $8 or $12 per month (Bronze, Silver, Gold plans) |
| Minimum to start | $5,000 | not found |
| Tax-loss harvesting | Yes, opt-in, $50,000+ invested | not found |
| Cash account APY | not found | Emergency Savings: 3.59% APY |
Sources: Schwab Intelligent Portfolios page (checked 2026-10-12) · Acorns page (checked 2026-10-12)
More on Schwab Intelligent Portfolios · More on Acorns · All robo-advisors
Advisory fee: Schwab Intelligent Portfolios $0 advisory fee, Acorns $4, $8 or $12 per month (Bronze, Silver, Gold plans); Minimum to start: Schwab Intelligent Portfolios $5,000, Acorns not found; Tax-loss harvesting: Schwab Intelligent Portfolios Yes, opt-in, $50,000+ invested, Acorns not found; Cash account APY: Schwab Intelligent Portfolios not found, Acorns Emergency Savings: 3.59% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.