Home › Invest › Robo-advisors › Schwab Intelligent Portfolios vs Vanguard Digital Advisor
Both invest for you automatically. Here's how Schwab Intelligent Portfolios and Vanguard Digital Advisor compare on fees, minimums, tax-loss harvesting and cash.
| Schwab Intelligent Portfolios | Vanguard Digital Advisor | |
|---|---|---|
| Advisory fee | $0 advisory fee | 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits |
| Minimum to start | $5,000 | $100 |
| Tax-loss harvesting | Yes, opt-in, $50,000+ invested | Yes, optional, included |
| Cash account APY | not found | not found |
Sources: Schwab Intelligent Portfolios page (checked 2026-10-12) · Vanguard Digital Advisor page (checked 2026-10-12)
More on Schwab Intelligent Portfolios · More on Vanguard Digital Advisor · All robo-advisors
Advisory fee: Schwab Intelligent Portfolios $0 advisory fee, Vanguard Digital Advisor 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits; Minimum to start: Schwab Intelligent Portfolios $5,000, Vanguard Digital Advisor $100; Tax-loss harvesting: Schwab Intelligent Portfolios Yes, opt-in, $50,000+ invested, Vanguard Digital Advisor Yes, optional, included; Cash account APY: Schwab Intelligent Portfolios not found, Vanguard Digital Advisor not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.