Home › Invest › Robo-advisors › Vanguard Digital Advisor vs Acorns
Both invest for you automatically. Here's how Vanguard Digital Advisor and Acorns compare on fees, minimums, tax-loss harvesting and cash.
| Vanguard Digital Advisor | Acorns | |
|---|---|---|
| Advisory fee | 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits | $4, $8 or $12 per month (Bronze, Silver, Gold plans) |
| Minimum to start | $100 | not found |
| Tax-loss harvesting | Yes, optional, included | not found |
| Cash account APY | not found | Emergency Savings: 3.59% APY |
Sources: Vanguard Digital Advisor page (checked 2026-10-12) · Acorns page (checked 2026-10-12)
More on Vanguard Digital Advisor · More on Acorns · All robo-advisors
Advisory fee: Vanguard Digital Advisor 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits, Acorns $4, $8 or $12 per month (Bronze, Silver, Gold plans); Minimum to start: Vanguard Digital Advisor $100, Acorns not found; Tax-loss harvesting: Vanguard Digital Advisor Yes, optional, included, Acorns not found; Cash account APY: Vanguard Digital Advisor not found, Acorns Emergency Savings: 3.59% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.