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Direct answer: The stock market's next holidays are Thanksgiving (Thu, Nov. 26, 2026, with a 1 p.m. ET early close the next day) and Christmas (Fri, Dec. 25; early close Dec. 24). Stocks trade on Veterans Day (Nov. 11), but the Federal Reserve and the bond market close, so ACH transfers wait. NYSE and Nasdaq follow the same schedule.
By the numbers: 10 NYSE market holidays in 2026 and 10 in 2027; 2 days a year (Columbus Day, Veterans Day) when banks close but stocks trade. Source: NYSE Holidays & Trading Hours; Federal Reserve Board K.8 (read Oct. 18, 2026)
“For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.” — Federal Reserve Financial Services, Holiday Schedules
Updated 2026-10-18
Yes. NYSE and Nasdaq are open their regular 9:30 a.m. to 4 p.m. ET hours on Veterans Day (Wednesday, Nov. 11, 2026). The Federal Reserve is closed, so ACH transfers and direct deposits don't process that day, many bank branches close, and SIFMA recommends the bond market close too.
Yes, but only until 1:00 p.m. ET. NYSE closes early on Friday, Nov. 27, 2026 and Friday, Nov. 26, 2027. It's fully closed on Thanksgiving Day itself (Nov. 26, 2026; Nov. 25, 2027). SIFMA recommends the bond market close at 2:00 p.m. ET on Nov. 27, 2026.
Yes, until 1:00 p.m. ET on Thursday, Dec. 24, 2026, then closed Friday, Dec. 25. In 2027 Christmas falls on a Saturday, so NYSE closes on Friday, Dec. 24, 2027, while Federal Reserve Banks stay open that Friday.
NYSE lists 10: New Year's Day (Jan. 1), Martin Luther King Jr. Day (Jan. 18), Washington's Birthday (Feb. 15), Good Friday (March 26), Memorial Day (May 31), Juneteenth observed (Friday, June 18), Independence Day observed (Monday, July 5), Labor Day (Sept. 6), Thanksgiving (Nov. 25) and Christmas observed (Friday, Dec. 24). Early close: 1:00 p.m. ET on Friday, Nov. 26, 2027.
The Federal Reserve observes 11: Jan. 1, Jan. 18, Feb. 15, May 31, June 19, July 4 (closed Monday, July 5), Sept. 6, Oct. 11 (Columbus Day), Nov. 11, Nov. 25 and Dec. 25. When a holiday falls on a Saturday (June 19 and Dec. 25, 2027), Federal Reserve Banks are open the Friday before.
No. NYSE and Nasdaq close on Good Friday (April 3, 2026; March 26, 2027; April 14, 2028), even though it isn't a federal holiday and the Federal Reserve is open. SIFMA recommended a 12:00 p.m. ET bond market close on Good Friday 2026.
Holiday dates from NYSE (2026-2028), the Federal Reserve's K.8 list (updated July 8, 2026) and FedACH schedule, SIFMA (2026) and OPM; checked Oct. 18, 2026.
As of Oct. 18, 2026 · NYSE 2026-2028 schedule · Federal Reserve K.8 (updated July 8, 2026) · SIFMA 2026
Next stock market holidays: Thanksgiving, Thu, Nov. 26, 2026 (closed) and Christmas, Fri, Dec. 25, 2026 (closed). NYSE and Nasdaq close early at 1:00 p.m. ET on Fri, Nov. 27 and Thu, Dec. 24. On Veterans Day (Wed., Nov. 11) stocks trade normally, but the Federal Reserve (so ACH and direct deposits) and the bond market are closed.
The math:
Sources: NYSE · Federal Reserve K.8 · SIFMA
A best fit for the situation described, not financial advice or a buy/sell recommendation. Partner links never change a pick.
Shows the stock market, banks (Federal Reserve), the bond market and federal offices for any date in 2026-2028. It starts on today's date in Eastern time.
| Date | Holiday | Stock market | Banks (Fed) | Bond market |
|---|---|---|---|---|
| Thu, Jan. 1, 2026 | New Year's Day | Closed | Closed | Closed |
| Mon, Jan. 19, 2026 | Martin Luther King, Jr. Day | Closed | Closed | Closed |
| Mon, Feb. 16, 2026 | Washington's Birthday (Presidents Day) | Closed | Closed | Closed |
| Fri, Apr. 3, 2026 | Good Friday | Closed | Open | Closes 12:00 p.m. ET |
| Mon, May. 25, 2026 | Memorial Day | Closed | Closed | Closed |
| Fri, Jun. 19, 2026 | Juneteenth | Closed | Closed | Closed |
| Fri, Jul. 3, 2026 | Independence Day (observed) | Closed | Open | Closed |
| Sat, Jul. 4, 2026 | Independence Day | Weekend | Falls on Saturday; Fed Banks open the Friday before | Weekend |
| Mon, Sep. 7, 2026 | Labor Day | Closed | Closed | Closed |
| Mon, Oct. 12, 2026 | Columbus Day | Open | Closed | Closed |
| Wed, Nov. 11, 2026 | Veterans Day | Open | Closed | Closed |
| Thu, Nov. 26, 2026 | Thanksgiving Day | Closed | Closed | Closed |
| Fri, Nov. 27, 2026 | Day after Thanksgiving | Closes 1:00 p.m. ET | Open | Closes 2:00 p.m. ET |
| Thu, Dec. 24, 2026 | Christmas Eve | Closes 1:00 p.m. ET | Open | Closes 2:00 p.m. ET |
| Fri, Dec. 25, 2026 | Christmas Day | Closed | Closed | Closed |
| Date | Holiday | Stock market | Banks (Fed) | Bond market |
|---|---|---|---|---|
| Fri, Jan. 1, 2027 | New Year's Day | Closed | Closed | Closed |
| Mon, Jan. 18, 2027 | Martin Luther King, Jr. Day | Closed | Closed | — |
| Mon, Feb. 15, 2027 | Washington's Birthday (Presidents Day) | Closed | Closed | — |
| Fri, Mar. 26, 2027 | Good Friday | Closed | Open | — |
| Mon, May. 31, 2027 | Memorial Day | Closed | Closed | — |
| Fri, Jun. 18, 2027 | Juneteenth (observed) | Closed | Open | — |
| Sat, Jun. 19, 2027 | Juneteenth | Weekend | Falls on Saturday; Fed Banks open the Friday before | — |
| Mon, Jul. 5, 2027 | Independence Day (observed) | Closed | Closed | — |
| Mon, Sep. 6, 2027 | Labor Day | Closed | Closed | — |
| Mon, Oct. 11, 2027 | Columbus Day | Open | Closed | — |
| Thu, Nov. 11, 2027 | Veterans Day | Open | Closed | — |
| Thu, Nov. 25, 2027 | Thanksgiving Day | Closed | Closed | — |
| Fri, Nov. 26, 2027 | Day after Thanksgiving | Closes 1:00 p.m. ET | Open | — |
| Fri, Dec. 24, 2027 | Christmas Day (observed) | Closed | Open | — |
| Sat, Dec. 25, 2027 | Christmas Day | Weekend | Falls on Saturday; Fed Banks open the Friday before | — |
| Date | Holiday | Stock market | Banks (Fed) | Bond market |
|---|---|---|---|---|
| Sat, Jan. 1, 2028 | New Year's Day | Weekend | Falls on Saturday; Fed Banks open the Friday before | — |
| Mon, Jan. 17, 2028 | Martin Luther King, Jr. Day | Closed | Closed | — |
| Mon, Feb. 21, 2028 | Washington's Birthday (Presidents Day) | Closed | Closed | — |
| Fri, Apr. 14, 2028 | Good Friday | Closed | Open | — |
| Mon, May. 29, 2028 | Memorial Day | Closed | Closed | — |
| Mon, Jun. 19, 2028 | Juneteenth | Closed | Closed | — |
| Mon, Jul. 3, 2028 | Day before Independence Day | Closes 1:00 p.m. ET | Open | — |
| Tue, Jul. 4, 2028 | Independence Day | Closed | Closed | — |
| Mon, Sep. 4, 2028 | Labor Day | Closed | Closed | — |
| Mon, Oct. 9, 2028 | Columbus Day | Open | Closed | — |
| Sat, Nov. 11, 2028 | Veterans Day | Weekend | Falls on Saturday; Fed Banks open the Friday before | — |
| Thu, Nov. 23, 2028 | Thanksgiving Day | Closed | Closed | — |
| Fri, Nov. 24, 2028 | Day after Thanksgiving | Closes 1:00 p.m. ET | Open | — |
| Mon, Dec. 25, 2028 | Christmas Day | Closed | Closed | — |
Bond market column: SIFMA's 2026 recommendations (and Jan. 1, 2027); — = not listed here yet. “Banks (Fed)” is the Federal Reserve schedule most banks follow; your bank can differ.
Paychecks, benefits and bank transfers that go by ACH run through the Federal Reserve's FedACH service, which pauses around each Fed holiday. If a payday lands on a bank holiday, the pay date depends on your employer or agency; check with them.
| Holiday | Processing ends | Processing resumes |
|---|---|---|
| New Year’s Day | Dec. 31, 2025, 11:30 p.m. ET | Jan. 1, 2026, 5:30 p.m. ET |
| Martin Luther King Jr. Day | Jan. 17, 2026, 3 a.m. ET | Jan. 19, 2026, 5:30 p.m. ET |
| Washington’s Birthday (Presidents Day) | Feb. 14, 2026, 3 a.m. ET | Feb. 16, 2026, 5:30 p.m. ET |
| Memorial Day | May 23, 2026, 3 a.m. ET | May 25, 2026, 5:30 p.m. ET |
| Juneteenth National Independence Day | June 18, 2026, 11:30 p.m. ET | June 21, 2026, 5:30 p.m. ET |
| Independence Day | July 3, 2026, 11:30 p.m. ET | July 5, 2026, 5:30 p.m. ET |
| Labor Day | Sept. 5, 2026, 3 a.m. ET | Sept. 7, 2026, 5:30 p.m. ET |
| Columbus Day | Oct. 10, 2026, 3 a.m. ET | Oct. 12, 2026, 5:30 p.m. ET |
| Veterans Day | Nov. 10, 2026, 11:30 p.m. ET | Nov. 11, 2026, 5:30 p.m. ET |
| Thanksgiving Day | Nov. 25, 2026, 11:30 p.m. ET | Nov. 26, 2026, 5:30 p.m. ET |
| Christmas Day | Dec. 24, 2026, 11:30 p.m. ET | Dec. 27, 2026, 5:30 p.m. ET |
Source: Federal Reserve Financial Services. Payment dates for Social Security and VA: Social Security payment schedule · VA and military pay dates.
SIFMA, the securities industry's trade association, recommends the U.S. bond market close early on these days. It has also posted 2027 recommendations; we list 2027 bond dates only after a clean read of SIFMA's page, so check SIFMA for 2027 for now.
Source: SIFMA
Sources: NYSE · Nasdaq · Federal Reserve K.8 · Federal Reserve Financial Services · OPM · SIFMA
How we built this: each date is read from the exchange, Federal Reserve, OPM or SIFMA page (saved with a checksum and checked in code: every date must appear on the source page, Nasdaq's 2026 list must match NYSE's, and the Fed's Saturday/Sunday rule is applied as the Fed states it). The date check runs in your browser with the same logic as our server-side test.
Dates and facts only, not trading advice. Exchanges can close on short notice; the exchange's own notice wins. Futures and crypto keep different hours; crypto trades every day.
Yes. NYSE and Nasdaq are open their regular 9:30 a.m. to 4 p.m. ET hours on Veterans Day (Wednesday, Nov. 11, 2026). The Federal Reserve is closed, so ACH transfers and direct deposits don't process that day, many bank branches close, and SIFMA recommends the bond market close too.
Yes, but only until 1:00 p.m. ET. NYSE closes early on Friday, Nov. 27, 2026 and Friday, Nov. 26, 2027. It's fully closed on Thanksgiving Day itself (Nov. 26, 2026; Nov. 25, 2027). SIFMA recommends the bond market close at 2:00 p.m. ET on Nov. 27, 2026.
Yes, until 1:00 p.m. ET on Thursday, Dec. 24, 2026, then closed Friday, Dec. 25. In 2027 Christmas falls on a Saturday, so NYSE closes on Friday, Dec. 24, 2027, while Federal Reserve Banks stay open that Friday.
NYSE lists 10: New Year's Day (Jan. 1), Martin Luther King Jr. Day (Jan. 18), Washington's Birthday (Feb. 15), Good Friday (March 26), Memorial Day (May 31), Juneteenth observed (Friday, June 18), Independence Day observed (Monday, July 5), Labor Day (Sept. 6), Thanksgiving (Nov. 25) and Christmas observed (Friday, Dec. 24). Early close: 1:00 p.m. ET on Friday, Nov. 26, 2027.
The Federal Reserve observes 11: Jan. 1, Jan. 18, Feb. 15, May 31, June 19, July 4 (closed Monday, July 5), Sept. 6, Oct. 11 (Columbus Day), Nov. 11, Nov. 25 and Dec. 25. When a holiday falls on a Saturday (June 19 and Dec. 25, 2027), Federal Reserve Banks are open the Friday before.
No. NYSE and Nasdaq close on Good Friday (April 3, 2026; March 26, 2027; April 14, 2028), even though it isn't a federal holiday and the Federal Reserve is open. SIFMA recommended a 12:00 p.m. ET bond market close on Good Friday 2026.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.
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