Home › CD rates › Ally vs American Express
Ally and American Express CD rates side by side for each term. Green = the higher rate.
On terms both offer, Ally pays more on 4 and American Express on 0 (as of 2026-10-12).
| Term | Ally | American Express |
|---|---|---|
| 3-month | 2.80% | — |
| 6-month | 3.85% | — |
| 1-year | 4.15% | 3.65% |
| 18-month | 4.25% | 3.65% |
| 2-year | — | 3.65% |
| 3-year | 4.00% | 2.25% |
| 5-year | 4.10% | 3.00% |
| Min to open | $0 | $0 |
Sources: Ally, American Express.
Ally CD details · American Express CD details
On terms both list, Ally is higher on 4 and American Express on 0, as of 2026-10-12.
Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.