State Farm vs Nationwide

Term options: State Farm Select Term: 10, 20 or 30 years, level premium, Nationwide 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years; Longest term: State Farm 30 years, Nationwide 30 years; Issue ages: State Farm Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr), Nationwide Not found on the insurer's page; How to apply: State Farm Online quote; buying is mostly through State Farm agents, Nationwide Yes, completely online for 10- or 20-year coverage up to $1.5 million; Convert to permanent?: State Farm Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page), Nationwide Yes (Guaranteed Level Term can be renewed or converted to a permanent policy); Complaints (California 2025, life): State Farm 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company), Nationwide Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list; Quotes: State Farm We don't sell insurance or give quotes, Nationwide We don't sell insurance or give quotes.