Who is lending, how much, and how it is going, from five public data sets: HMDA mortgage records (2025), FDIC and NCUA call reports (quarterly), SEC filings of captive and nonbank auto lenders, Federal Reserve G.19 (monthly), the New York Fed household debt report (quarterly) and CFPB complaints (refreshed weekly).
Use this to see which lenders are growing or pulling back in a product, how often they deny mortgage applications, what rates and costs their borrowers actually got, and how many complaints they draw. A big or growing lender is not automatically a good fit for you: always get several quotes and compare the APR and fees on your own offer.
Total U.S. consumer credit outstanding, 2026-08: $5,196.8B (+2.7% vs. 12 months earlier). Market-wide, all lenders.
Monthly G.19 history chart is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.
Unlock with Pro, 7 days free, then $7/mo Member sign inTotal household debt, 2026Q2: $18.77 trillion (market-wide, all lenders).
Full lender tables, every state, and quarterly and monthly history is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.
Unlock with Pro, 7 days free, then $7/mo Member sign inOnly public government data and companies' own SEC filings: HMDA, FDIC BankFind, NCUA call reports, Federal Reserve G.19, the New York Fed household debt report and the CFPB complaint database. Every table shows its source and date.
No. It is facts about lenders' volumes, growth, late payments and complaints. Compare actual quotes for your situation.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.