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CAPITAL ONE FINANCIAL CORPORATION

What this means for you

This page puts every public number we track for CAPITAL ONE FINANCIAL CORPORATION in one place. Size and growth show how active the lender is; late-payment and complaint figures show how its loans and service are going. None of this is a recommendation: compare actual offers.

Auto lending (SEC 10-Q, period 2026-06-30)

Auto loans held for investment, period end: $89.3B
Auto loan originations, Q2 2026: $12.9B
30+ day delinquency rate, Consumer Banking segment (auto is ~99% of it) = 4.76%

Loan balances, Q2 2026 (FDIC call report, cert 4297)

Category	Balance	QoQ	YoY	30+ days late
Auto	$89.3B	+4.2%	+11.6%	4.94%
Credit card	$250.5B	+1.6%	+1.9%	3.90%
Residential real estate (1-4 family)	$134.0M	0%	-98.4%	2.99%
Other consumer	$8.6B	-5%	-12%	1.79%

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CFPB complaints, 12 months to 2026-09

Product	Complaints	Timely response	Top issue
Auto loans (CAPITAL ONE FINANCIAL CORPORATION)	1,283	100.0%	Managing the loan or lease
Credit cards (CAPITAL ONE FINANCIAL CORPORATION)	13,652	100.0%	Problem with a purchase shown on your statement
Student loans (CAPITAL ONE FINANCIAL CORPORATION)	9	n/a	n/a

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We join data sets only for lenders whose identifiers we matched by hand (FDIC cert, NCUA charter, HMDA LEI, SEC filer, CFPB company name, which is often the holding company). Other lenders show only the data set they came from.

Sources, dates and math

Capital One Auto Finance 10-Q, period ended 2026-06-30, filed 2026-07-28 (SEC EDGAR).
FDIC BankFind Suite API Call Report data, Q2 2024 to Q2 2026 (pulled 2026-10-15). Field LNAUTO (auto loans); late = P3AUTO+P9AUTO+NAAUTO. 30+ days late % = late / balance.
CFPB Consumer Complaint Database API, product Vehicle loan or lease; 12-month window 2025-10 to 2026-09; pulled 2026-10-15. Timely response = complaints the company answered on time / all. Top issue and timely rate are computed for the 30 companies with the most complaints. Complaints are not verified and are not a statistical sample; volume tracks company size. The current month is partial.

FAQ

Is CAPITAL ONE FINANCIAL CORPORATION a good lender?

These figures describe the lender's size, growth, late payments and complaints. They cannot tell you whether its offer is right for you; compare APRs and fees on real quotes.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.