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Ally Financial

What this means for you

This page puts every public number we track for Ally Financial in one place. Size and growth show how active the lender is; late-payment and complaint figures show how its loans and service are going. None of this is a recommendation: compare actual offers.

Auto lending (SEC 10-Q, period 2026-06-30)

Consumer automotive finance receivables and loans (amortized cost): $89.2B
Retail auto loan originations and purchases, Q2 2026 (used $8.3B + new $4.2B): $12.5B
30+ days past due: ($2,696M + $1,156M + $428M) / $89,218M = 4.80%

Loan balances, Q2 2026 (FDIC call report, cert 57803)

Category	Balance	QoQ	YoY	30+ days late
Auto	$79.8B	+3.1%	+6.1%	5.43%
Residential real estate (1-4 family)	$15.0B	-2.3%	-9.6%	0.61%

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Mortgages, 2025 (HMDA, LEI 549300C04BJ0G297NC13), nationwide

Loan type and purpose	Loans made	Applications	Denial rate	Median rate	Median total loan costs
Conventional Purchase	232	439	15.4%	6.625%	$6,624
Conventional Refinance	17	43	26.1%	6.500%	$7,065
Conventional Cash-out refi	11	44	59.3%	7.000%	$4,477

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CFPB complaints, 12 months to 2026-09

Product	Complaints	Timely response	Top issue
Auto loans (ALLY FINANCIAL INC.)	1,880	100.0%	Managing the loan or lease

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We join data sets only for lenders whose identifiers we matched by hand (FDIC cert, NCUA charter, HMDA LEI, SEC filer, CFPB company name, which is often the holding company). Other lenders show only the data set they came from.

Sources, dates and math

Ally Financial 10-Q, period ended 2026-06-30, filed 2026-07-23 (SEC EDGAR).
FDIC BankFind Suite API Call Report data, Q2 2024 to Q2 2026 (pulled 2026-10-15). Field LNAUTO (auto loans); late = P3AUTO+P9AUTO+NAAUTO. 30+ days late % = late / balance.
CFPB/FFIEC HMDA Data Browser API, 2025 Snapshot/latest loan-level data. applications = action taken 1-5; denial rate = denied / (originated + approved-not-accepted + denied); medians over originated first-lien loans (min 10).
CFPB Consumer Complaint Database API, product Vehicle loan or lease; 12-month window 2025-10 to 2026-09; pulled 2026-10-15. Timely response = complaints the company answered on time / all. Top issue and timely rate are computed for the 30 companies with the most complaints. Complaints are not verified and are not a statistical sample; volume tracks company size. The current month is partial.

FAQ

Is Ally Financial a good lender?

These figures describe the lender's size, growth, late payments and complaints. They cannot tell you whether its offer is right for you; compare APRs and fees on real quotes.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.