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Santander Consumer USA (via Santander Holdings USA)

What this means for you

This page puts every public number we track for Santander Consumer USA (via Santander Holdings USA) in one place. Size and growth show how active the lender is; late-payment and complaint figures show how its loans and service are going. None of this is a recommendation: compare actual offers.

Auto lending (SEC 10-Q, period 2026-06-30)

RICs and auto loans held for investment, Santander Holdings USA consolidated: $43.5B
No auto origination figure stated in this 10-Q

CFPB complaints, 12 months to 2026-09

Product	Complaints	Timely response	Top issue
Auto loans (SANTANDER HOLDINGS USA, INC.)	2,442	100.0%	Managing the loan or lease
Credit cards (SANTANDER HOLDINGS USA, INC.)	74	n/a	n/a

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We join data sets only for lenders whose identifiers we matched by hand (FDIC cert, NCUA charter, HMDA LEI, SEC filer, CFPB company name, which is often the holding company). Other lenders show only the data set they came from.

Sources, dates and math

Santander Consumer USA (via Santander Holdings USA) 10-Q, period ended 2026-06-30, filed 2026-07-31 (SEC EDGAR).
CFPB Consumer Complaint Database API, product Vehicle loan or lease; 12-month window 2025-10 to 2026-09; pulled 2026-10-15. Timely response = complaints the company answered on time / all. Top issue and timely rate are computed for the 30 companies with the most complaints. Complaints are not verified and are not a statistical sample; volume tracks company size. The current month is partial.

FAQ

Is Santander Consumer USA (via Santander Holdings USA) a good lender?

These figures describe the lender's size, growth, late payments and complaints. They cannot tell you whether its offer is right for you; compare APRs and fees on real quotes.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.