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Personal loans: Lender Tracker

What this means for you

Banks report personal loans inside 'other consumer loans', and many personal lenders are fintechs that file no call report, so complaints are the widest view here. Compare the APR (which includes origination fees) across at least three prequalified offers.

Banks and credit unions: other consumer (incl. personal) loan balances (all states)

Lender	Balance ▼	QoQ	YoY	30+ days late
Sofi Bank, National Association Bank (FDIC), UT	$43.2B	+14.3%	+51.8%	0.30%
Truist Bank Bank (FDIC), NC	$26.0B	+4%	+7.7%	1.03%
Sallie Mae Bank Bank (FDIC), UT	$21.1B	-2.1%	-7%	2.72%
Manufacturers And Traders Trust Company Bank (FDIC), NY	$15.6B	+4.9%	+8.3%	0.98%
U.S. Bank National Association Bank (FDIC), OH	$14.8B	+1.4%	+5.7%	0.69%

Showing the top 5 of 8,261 by Balance.

The full other consumer (incl. personal) loan table (8,261 rows), every state and the history charts is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.

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Market-wide

Nonrevolving consumer credit (auto, student and personal loans), 2026-08: $3,844.4B (+2.5% vs. 12 months earlier). Market-wide, all lenders.

Monthly G.19 history chart is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.

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Personal loans balances 90+ days late, 2026Q2: 9.61% (market-wide, all lenders).

CFPB complaints: personal loans

Company (CFPB name)	Complaints, 12 mo ▼	Latest full month	Timely response	Top issue
Affirm Holdings, Inc	2,081	260	100.0%	Problem when making payments
Paramount GR Holdings, LLC	814	99	99.8%	Getting the loan
OneMain Finance Corporation	771	68	100.0%	Struggling to pay your loan
Klarna AB	595	74	94.3%	Problem when making payments
ENOVA INTERNATIONAL, INC.	419	29	100.0%	Charged fees or interest you didn't expect

Showing the top 5 of 60 by Complaints, 12 mo.

The full complaint table (60 rows), every state and the history charts is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.

Unlock with Pro, 7 days free, then $7/mo Member sign in

Sources, dates and math

FDIC BankFind Suite API Call Report data, Q2 2024 to Q2 2026 (pulled 2026-10-15). Field LNCONOTH (other consumer loans); late = P3CONOTH+P9CONOTH+NACONOTH. 30+ days late % = late / balance.
NCUA 5300 Call Report quarterly files, Q3 2024 to Q2 2026. Acct 397 other unsecured loans; delinquency not split out.
QoQ = change vs. prior quarter; YoY = change vs. same quarter a year earlier. State = the institution's headquarters state, not where the borrowers live. Banks and credit unions only; nonbank lenders do not file call reports.
Federal Reserve G.19 Consumer Credit via FRED (millions of USD, seasonally adjusted), latest month 2026-08. Market-wide; not lender-level.
Federal Reserve Bank of New York, Quarterly Report on Household Debt and Credit, 2026Q2 (NY Fed Consumer Credit Panel/Equifax). Market-wide, built from a credit-bureau sample; not lender-level.
CFPB Consumer Complaint Database API, product Payday loan, title loan, personal loan, or advance loan; 12-month window 2025-10 to 2026-09; pulled 2026-10-15. Timely response = complaints the company answered on time / all. Top issue and timely rate are computed for the 30 companies with the most complaints. Complaints are not verified and are not a statistical sample; volume tracks company size. The current month is partial.

FAQ

How are personal loans lenders ranked here?

By the column you pick (balance, growth, late payments or complaints). It is a ranking of public facts, not a recommendation.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.