Home › Crypto › Crypto tax software
How we make money (partner links never change a pick)
Type how many crypto transactions you had in a year. See what CoinLedger, CoinTracker, Koinly, TokenTax and ZenLedger charge for a tax report at their regular price, lowest first, with the math shown. Below that: what the IRS says you have to report, and why the new Form 1099-DA may not have your cost basis.
| Your year | Lowest cost | Cost | Next price up |
|---|---|---|---|
| 100 transactions | CoinLedger, Koinly, TokenTax and ZenLedger | $49 | CoinTracker: $59 |
| 500 transactions (the default) | CoinLedger and Koinly | $99 | CoinTracker: $199 |
| 1,000 transactions | CoinLedger and Koinly | $99 | CoinTracker: $199 |
| 3,500 transactions | TokenTax and ZenLedger | $199 | Koinly: $299 |
| 12,000 transactions | ZenLedger | $399 | CoinLedger: $499 |
| 1,000 a year, catching up 3 tax years | CoinTracker | $199 | CoinLedger: $297 |
Hand check, 500 transactions: CoinLedger Investor and Koinly Hodler each cover up to 1,000 for $99. CoinTracker's 250-transaction Base+ is too small, so its Prime plan ($199, up to 1,000) applies. TokenTax Premium and ZenLedger's $199 plan each cover up to 5,000.
Catching up 3 years at 1,000 a year: CoinTracker Prime is $199 once, because one plan includes every past year's forms. CoinLedger and Koinly sell each tax year separately: $99 × 3 = $297.
| Company | Prices | Transaction limits | How you pay | What counts as a transaction | Tax forms named on the pricing page |
|---|---|---|---|---|---|
| CoinLedger (CoinLedger) | $49 / $99 / $199 / $499 | 100 / 1,000 / 3,000 / 10,000 or more (Unlimited) | Per tax year, one-time | Buys, sells, trades, fees, income, payments, transfers; self-transfer deposits and withdrawals aren't billed; up to $25 of micro-transactions deducted | IRS Form 8949; TurboTax Online and Desktop import. 1099-DA: not found on pricing page |
| CoinTracker (CoinTracker) | $59 / $99 / $199 / $299 / $499 / $999 | 100 / 250 / 1,000 / 2,500 / 10,000 / 25,000 this year | Yearly, renews automatically; past years' forms included | This year only; spam, dust and rebates never count; staking and interest don't count on Prime and up | Form 8949 and Schedule D; TurboTax and H&R Block integrations; 1099-DA reconciliation (paid plans) |
| Koinly (Koinly) | $49 / $99 / $199 / $299 | 100 / 1,000 / 3,000 / 10,000 (then 1,000-transaction top-ups) | Per tax year, one-time, no auto-charge | Any deposit, withdrawal or trade; related transactions grouped and spam filtered | Form 8949, Schedule D; export to TurboTax, TaxACT. 1099-DA: not found on pricing page |
| TokenTax (TokenTax) | $49 / $199 / $1,999 / $3,499 | 100 / 5,000 / 20,000 / 30,000 (VIP, exchange transactions) | Per tax year | Not described on the pricing page | IRS Form 8949; TurboTax online integration. 1099-DA: not found on pricing page |
| ZenLedger (ZenLedger) | $49 / $199 / $399 | 100 / 5,000 / 15,000 (unlimited +$600) | Per year | Not described on the pricing page | Forms: not found on pricing page; TurboTax integration. 1099-DA: not found on pricing page |
Regular prices read on each company's page on October 23, 2026. CoinLedger, CoinTracker and Koinly say you can import your accounts and preview your numbers free before you pay. CoinTracker mentions an intro rate for some first-time filers and partner promos, and TokenTax and ZenLedger offer 10% off multi-year purchases; we leave those out. CoinLedger's billable-transaction rules come from its CoinLedger Help article. “Not found” in the forms column means the pricing page doesn't say; the product may still do it, so check before you buy.
The IRS treats digital assets as property, not currency. Selling, trading one coin for another, or spending crypto can be a taxable gain or loss (IRS digital assets).
Form 1040 asks whether you received digital assets (as a reward or payment) or sold, exchanged or otherwise disposed of any. Buying with dollars and holding, or moving coins between your own wallets, is a No, unless you paid a transfer fee in crypto (IRS digital assets).
Sales and trades of crypto held as an investment go on Form 8949 and Schedule D. Staking, mining and similar income goes on Schedule 1 (IRS digital assets, IRS Form 8949). Held more than one year is long-term; one year or less is short-term.
Rewards count as income at their fair market value when you gain control of them, whether you stake yourself or through an exchange (Rev. Rul. 2023-14).
Custodial brokers report gross proceeds on Form 1099-DA for sales on or after Jan. 1, 2025, and cost basis for certain sales on or after Jan. 1, 2026 (IRS digital assets).
Basis is only required for “covered” crypto: bought after 2025 in that same broker account and kept there. Crypto you transferred in is noncovered, so the form may show no cost basis (IRS 1099-DA instructions). Software that sees all your wallets fills that gap.
From Jan. 1, 2025, basis is tracked separately for each wallet or account. Rev. Proc. 2024-28 explains how to assign your older, unused basis to the coins in each wallet (Rev. Proc. 2024-28).
Keep records of every purchase, receipt, sale and exchange, and the dollar value of crypto you received as income. You must report the transactions whether or not they made a gain (IRS digital assets).
Education only, not tax or financial advice. Prices change; confirm on the company's page before you pay. Crypto is volatile and can lose value; this page doesn't recommend buying or selling any coin. Nothing you type is sent or saved by us. No company pays to be on this page, and there are no partner links.
It depends on how many transactions you have. At list price for 500 transactions, CoinLedger and Koinly are lowest at $99 for the tax year. Under 100 transactions, CoinLedger, Koinly, TokenTax and ZenLedger each charge $49. Prices were read on each company's site on Oct. 23, 2026.
At list price: CoinLedger $99, Koinly $99, CoinTracker $199, TokenTax $199, ZenLedger $199 for one tax year.
Maybe. The 1099-DA only covers that exchange, and brokers only have to report cost basis for crypto bought after 2025 in that same account. Crypto you transferred in is reported without basis, so you need your own records, which tax software can build from all your wallets.
Yes. IRS Revenue Ruling 2023-14 says staking rewards are income at their fair market value when you gain control of them, including rewards earned through an exchange.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.