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Denial rate shows how often a lender turned applicants down; median rate and total loan costs show what its borrowers actually paid in the year. Your own rate depends on your credit, down payment and the day you lock, so use these as a yardstick when you compare Loan Estimates.
| Lender (HMDA name) | Loans made ▼ | Applications | $ made | Denial rate | Median rate | Median total loan costs |
|---|---|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 158,620 | 198,626 | $63.0B | 8.8% | 6.625% | $7,222 |
| Rocket Mortgage, LLC | 101,428 | 131,638 | $38.7B | 12.6% | 6.625% | $6,013 |
| CROSSCOUNTRY MORTGAGE, INC. | 63,977 | 84,395 | $27.5B | 2.3% | 6.875% | $6,892 |
| JPMorgan Chase Bank, National Association | 54,615 | 83,564 | $36.5B | 10.4% | 6.375% | $4,769 |
| GUILD MORTGAGE COMPANY | 45,412 | 58,875 | $13.8B | 3.1% | 6.625% | $6,186 |
Showing the top 5 of 3,711 by Loans made.
The full mortgage lender table (3,711 rows), every state and the history charts is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.
Unlock with Pro, 7 days free, then $7/mo Member sign in| Lender | Balance ▼ | QoQ | YoY | 30+ days late |
|---|---|---|---|---|
| Jpmorgan Chase Bank, National Association Bank (FDIC), OH | $322.3B | +0.2% | +0.2% | 1.71% |
| Bank Of America, National Association Bank (FDIC), NC | $255.6B | +0.4% | +1.3% | 1.58% |
| Wells Fargo Bank, National Association Bank (FDIC), SD | $233.4B | +0.1% | -1.8% | 2.39% |
| U.S. Bank National Association Bank (FDIC), OH | $134.2B | +0.3% | +2.8% | 3.80% |
| Citibank, National Association Bank (FDIC), SD | $124.2B | +1.1% | +3.3% | 1.02% |
Showing the top 5 of 7,358 by Balance.
The full home loan balance table (7,358 rows), every state and the history charts is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.
Unlock with Pro, 7 days free, then $7/mo Member sign inMortgage originations (all lenders, quarterly), 2026Q2: $505B (market-wide, all lenders).
Mortgage balances 90+ days late, 2026Q2: 0.99% (market-wide, all lenders).
| Company (CFPB name) | Complaints, 12 mo ▼ | Latest full month | Timely response | Top issue |
|---|---|---|---|---|
| Shellpoint Partners, LLC | 3,736 | 360 | 86.5% | Trouble during payment process |
| Rocket Mortgage, LLC | 3,281 | 338 | 100.0% | Trouble during payment process |
| Freedom Mortgage Company | 1,623 | 145 | 99.1% | Trouble during payment process |
| Ocwen Financial Corporation | 1,523 | 139 | 99.9% | Struggling to pay mortgage |
| WELLS FARGO & COMPANY | 1,236 | 90 | 100.0% | Trouble during payment process |
Showing the top 5 of 60 by Complaints, 12 mo.
The full complaint table (60 rows), every state and the history charts is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.
Unlock with Pro, 7 days free, then $7/mo Member sign inBy the column you pick (balance, growth, late payments or complaints). It is a ranking of public facts, not a recommendation.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.