How much will my brokerage or crypto exchange cost me in fees a year?
Fee calculator
Short answer: At most large U.S. brokerages, online stock trades cost $0 and options cost about $0.65 per contract (Fidelity and Schwab fee pages, as of October 11, 2026); the calculator totals commissions, spreads and transfer fees for your habits.
Showing Fidelity, Charles Schwab, Vanguard, E*TRADE, Robinhood, Interactive Brokers. Show all
1. Fidelitycommission $0.00 · options $0.65/contract · transfer-out $0.00 · as of 2026-10-11
$0.00
2. Charles Schwabcommission $0.00 · options $0.65/contract · transfer-out $50.00 · as of 2026-10-11
$0.00
3. Vanguardcommission $0.00 · options $1.00/contract · transfer-out $100.00 · as of 2026-10-11
$0.00
4. E*TRADEcommission $0.00 · options $0.65/contract · transfer-out $75.00 · as of 2026-10-11
$0.00
5. Robinhoodcommission $0.00 · options $0.50/contract · transfer-out $100.00 · as of 2026-10-11
$0.00
6. Interactive Brokerscommission unknown · options unknown/contract · transfer-out $0.00 · as of 2026-10-11⚠ Unknown: stock/ETF commission (not included)
$0.00+
Method: commission × trades × 12 + options fee × contracts × 12 + transfer-out fee × full transfers per year (regulatory SEC/FINRA fees not included). “+” = some fees unknown and not included.
Too close to call on cost: Fidelity, Charles Schwab, Vanguard, E*TRADE, Robinhood all come to about $0.00/yr for your trading, so choose on features, protection and track record.
The math:
Fidelity: $0.00/yr (fees as of 2026-10-11)
Charles Schwab: $0.00/yr (fees as of 2026-10-11)
Vanguard: $0.00/yr (fees as of 2026-10-11)
E*TRADE: $0.00/yr (fees as of 2026-10-11)
Inputs: 4 trades/mo × $1,000 avg, 0 options contracts/mo, 0 transfers out/yr. Method: commission × trades × 12 + options fee × contracts × 12 + transfer-out fee × full transfers per year (regulatory SEC/FINRA fees not included).
Sources: each platform's official fee schedule (as-of dates shown in the list).
A best fit for the situation described, not financial advice or a buy/sell recommendation. Partner links never change a pick.
Your roadmap
Set your real trading pattern above (trades, size, options, transfers).
Shortlist the cheapest brokers with complete data; a “+” means a fee is unknown.
Read the official fee schedule (linked from each comparison) before you open an account.
Recheck yearly; fee schedules change.
Estimates from VaultRubric's sourced data, not financial, investment or credit advice. Rates and fees change; check the provider before acting.
FAQ
Which fees are included?
Brokerages: stock/ETF commissions, options per-contract fees and full-account transfer-out fees. Exchanges: the highest reported base taker fee. Regulatory fees, spreads and withdrawal fees are not included.
What does a '+' mean?
Some fee needed for your inputs isn't in our data, so it is flagged and not included rather than assumed.
Where do fees come from?
Official fee schedules where available, with as-of dates; see each platform's page.
Disclosures
Not investment or financial advice. VaultRubric compares platforms, not investments. Crypto is risky and rates change often; verify details on the provider's official site. Affiliate disclosure: some links may be affiliate links and we may earn a commission; this never changes scores. Read our full disclosure.
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