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As of Oct. 22, 2026 · tax year 2026
Most states tax your income on top of the federal income tax, but how much depends a lot on where you live. Here is every state's 2026 rate, straight from the state, with a look-up for the rate on your own income.
Source: each state's revenue department, statute or session law (linked in every row below).
Pick your state, your filing status and your state taxable income. Add a second state to compare (handy if you're moving). It runs on your phone; nothing you type is sent to us.
Look up your state's bracket rate, then check what your employer withholds. If you moved, changed jobs across state lines or work remotely for an out-of-state employer, make sure the right state is withholding; your W-2 box 15–17 shows which state got the money.
The math:
Sources: Each state's revenue department (sources below)
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Rates apply to state taxable income (after the state's own deductions and exemptions). “Top rate starts” is for single filers; joint is shown when it differs.
| State | Rates | Top rate | Top rate starts | Notes & source |
|---|---|---|---|---|
| AlabamaGraduated | 2%–5% | 5% | over $3,000; joint over $6,000 | Source: Alabama Dept. of Revenue: What is Alabama's individual income tax rate? |
| AlaskaNo wage tax | None on wages | — | — | Source: Alaska Dept. of Revenue, Tax Division annual report |
| ArizonaFlat | 2.5% | 2.5% | all income | Source: Arizona Dept. of Revenue: 2026 Form 140ES |
| ArkansasGraduated | 0%–3.7% | 3.7% | $26,400 and up | 2026: Top rate 3.7% under Act 1 of the 2026 First Extraordinary Session (approved May 6, 2026). Once net income tops $94,700, Arkansas taxes the first $4,700 at 2% and the rest at 3.7%, with a small adjustment up to $97,600. Same brackets for every filing status.Source: Arkansas Act 1 of 2026 (1st Extraordinary Session), amending Ark. Code § 26-51-201 · Arkansas DFA: Withholding tax formula, effective 01/01/2026 |
| CaliforniaGraduated | 1%–12.3% | 12.3% (+1% surtax over $1,000,000) | over $742,953; joint over $1,485,906 | Brackets shown are the 2025 schedule; California indexes them each year and publishes the 2026 schedule late in the year. Rates themselves don't change. An extra 1% Behavioral Health Services Tax applies to taxable income over $1 million.Source: California FTB: 2025 tax rate schedules · California FTB: 2026 Form 540-ES instructions |
| ColoradoFlat | 4.4% | 4.4% | all income | Colorado's rate can be cut temporarily for a year when state revenue exceeds its TABOR limit; that is decided after the year ends.Source: Colorado Dept. of Revenue, DR 1098 (2026) · Colorado Dept. of Revenue: Individual Income Tax Guide (January 2026) |
| ConnecticutGraduated | 2%–6.99% | 6.99% | over $500,000; joint over $1,000,000 | Higher earners also lose the benefit of the lower brackets (a recapture), so the effective top rate is 6.99% on all income.Source: Connecticut DRS: IP 2026(7), Is My Connecticut Withholding Correct? |
| DelawareGraduated | 0%–6.6% | 6.6% | over $60,000 | Same brackets for every filing status. Wilmington adds a 1.25% city wage tax.Source: Delaware Division of Revenue: 2026 estimated tax instructions |
| District of ColumbiaGraduated | 4%–10.75% | 10.75% | over $1,000,000 | Same brackets for every filing status.Source: DC Office of Tax and Revenue: Individual income tax rates |
| FloridaNo wage tax | None on wages | — | — | Source: Florida Dept. of Revenue FAQ |
| GeorgiaFlat | 4.99% | 4.99% | all income | 2026: Reduced to a flat 4.99% for 2026, and the standard deduction rose to $15,000 single / $30,000 joint.Source: Georgia Dept. of Revenue: Important tax updates |
| HawaiiGraduated | 1.4%–11% | 11% | over $325,000; joint over $650,000 | Brackets for 2025 and 2026; Act 46 (2024) widens them again in 2027 and 2029.Source: Hawaii Dept. of Taxation: Tax rate schedules for taxable years beginning after Dec. 31, 2024 · Hawaii Dept. of Taxation: Announcement 2024-03 (Act 46) |
| IdahoFlat | 0%–5.3% | 5.3% | over $4,811; joint over $9,622 | 5.3% on taxable income over an inflation-adjusted threshold (2025: $4,811 single, $9,622 joint; the Tax Commission sets the 2026 amount).Source: Idaho Code § 63-3024 · Idaho State Tax Commission: Individual income tax rate schedule |
| IllinoisFlat | 4.95% | 4.95% | all income | Source: Illinois Dept. of Revenue, IL-700-T (2026) |
| IndianaFlat | 2.95% | 2.95% | all income | 2026: 2.95% for 2026; set to adjust to 2.90% in 2027. Every Indiana county also charges its own income tax.Source: Indiana Dept. of Revenue: Rates, fees & penalties |
| IowaFlat | 3.8% | 3.8% | all income | Source: Iowa Dept. of Revenue: 2026 individual income tax rate |
| KansasGraduated | 5.2%–5.58% | 5.58% | over $23,000; joint over $46,000 | Kansas announced no automatic rate cut for 2027 (Notice 26-11).Source: Kansas Dept. of Revenue: 2026 Form K-40ES · Kansas Dept. of Revenue: Notice 26-11 (Oct. 15, 2026) |
| KentuckyFlat | 3.5% | 3.5% | all income | Many Kentucky cities and counties add an occupational license tax.Source: Kentucky Dept. of Revenue, 2026 Withholding Formula |
| LouisianaFlat | 3% | 3% | all income | Source: Louisiana Dept. of Revenue: 2026 Form IT-540ES instructions |
| MaineGraduated | 5.8%–7.15% | 7.15% (+2% surtax over $1,000,000) | $64,850 and up; joint $129,750 and up | 2026: New 2% surcharge on taxable income over $1 million (single) or $1.5 million (joint).Source: Maine Revenue Services: 2026 individual income tax rates |
| MarylandGraduated | 2%–6.5% | 6.5% | over $1,000,000; joint over $1,200,000 | Every Maryland county (and Baltimore City) adds a local income tax on top. The 6.25% and 6.5% brackets were added in 2025.Source: Maryland Code, Tax-General § 10-105 |
| MassachusettsFlat | 5% | 5% (+4% surtax over $1,107,750) | all income | 5% on most income, plus a 4% surtax on taxable income over $1,107,750 in 2026 (same threshold for joint filers).Source: Mass. Dept. of Revenue: 4% surtax on taxable income · Mass. Dept. of Revenue: personal income tax rate (5% statutory rate cited in the PTE excise note) |
| MichiganFlat | 4.25% | 4.25% | all income | Detroit and about two dozen other Michigan cities add a city income tax.Source: Michigan Treasury, Form 446 (2026) |
| MinnesotaGraduated | 5.35%–9.85% | 9.85% | over $203,150; joint over $337,930 | Source: Minnesota Dept. of Revenue: 2026 brackets (press release Dec. 16, 2025) |
| MississippiFlat | 0%–4% | 4% | over $10,000 | Source: Mississippi Dept. of Revenue: Withholding tables (revised Jan. 13, 2026) |
| MissouriGraduated | 0%–4.7% | 4.7% | over $9,436 | Brackets from the 2026 withholding formula; the Department of Revenue publishes the 2026 return brackets later. Same brackets for every filing status.Source: Missouri Dept. of Revenue: 2026 withholding formula |
| MontanaGraduated | 4.7%–5.65% | 5.65% | over $47,500; joint over $95,000 | 2026: Lower 4.7% bracket widened to $47,500 single / $95,000 joint and the upper rate reduced to 5.65% (HB 337); more changes in 2027.Source: Montana Dept. of Revenue: HB 337 2026-2027 changes |
| NebraskaGraduated | 2.46%–4.55% | 4.55% | over $24,760; joint over $49,530 | Source: Nebraska Dept. of Revenue: 2026 tax calculation schedule |
| NevadaNo wage tax | None on wages | — | — | Source: Nevada Dept. of Taxation |
| New HampshireNo wage tax | None on wages | — | — | The separate 3% tax on interest and dividends was repealed for tax periods beginning after Dec. 31, 2024.Source: New Hampshire Dept. of Revenue Administration: Interest & Dividends Tax |
| New JerseyGraduated | 1.4%–10.75% | 10.75% | over $1,000,000 | Source: NJ Division of Taxation: Tax rate schedules (2020 and after) |
| New MexicoGraduated | 1.5%–5.9% | 5.9% | over $210,000; joint over $315,000 | Source: New Mexico Taxation & Revenue: Income Tax Act (§ 7-2-7, revised May 20, 2026) |
| New YorkGraduated | 3.9%–10.9% | 10.9% | over $25,000,000 | New York City and Yonkers residents pay a local income tax too. Higher earners lose the benefit of the lower brackets (a recapture).Source: NY Dept. of Taxation and Finance: IT-2105-I (2026) |
| North CarolinaFlat | 3.99% | 3.99% | all income | Source: North Carolina Dept. of Revenue, NC-30 (2026) |
| North DakotaGraduated | 0%–2.5% | 2.5% | over $250,400; joint over $304,850 | Source: North Dakota Tax Commissioner: 2026 Form ND-1ES |
| OhioFlat | 0%–2.75% | 2.75% | over $26,050 | 2026: For 2026 on, one rate: 0% up to $26,050, then 2.75% (Ohio Rev. Code 5747.02). Most Ohio cities and many school districts add their own income tax.Source: Ohio Revised Code § 5747.02 |
| OklahomaGraduated | 0%–4.5% | 4.5% | over $7,200; joint over $14,400 | 2026: Rate reduction effective for tax year 2026 (HB 2764): top rate 4.5%.Source: Oklahoma Tax Commission: Summary of 2025 tax legislation |
| OregonGraduated | 4.75%–9.9% | 9.9% | over $125,000; joint over $250,000 | Portland-area residents may also owe Metro and Multnomah County income taxes.Source: Oregon Dept. of Revenue: 2026 Publication OR-ESTIMATE |
| PennsylvaniaFlat | 3.07% | 3.07% | all income | Most Pennsylvania towns and school districts add a local earned income tax.Source: Pennsylvania Dept. of Revenue, Employer Withholding |
| Rhode IslandGraduated | 3.75%–5.99% | 5.99% | over $186,450 | Same brackets for every filing status.Source: Rhode Island Division of Taxation: Inflation-adjusted amounts for tax year 2026 |
| South CarolinaGraduated | 1.99%–5.21% | 5.21% | $30,000 and up | 2026: Now two brackets: 1.99% under $30,000; at $30,000 and up, 5.21% of income minus $966. The 2025 top rate was 6%.Source: South Carolina Dept. of Revenue: Individual income tax |
| South DakotaNo wage tax | None on wages | — | — | Source: South Dakota Dept. of Revenue |
| TennesseeNo wage tax | None on wages | — | — | Source: Tennessee Dept. of Revenue, GEN-34 |
| TexasNo wage tax | None on wages | — | — | Source: Texas Comptroller |
| UtahFlat | 4.45% | 4.45% | all income | 2026: Rate set at 4.45% from Jan. 1, 2026 (amended in the 2026 General Session).Source: Utah Code § 59-10-104 (as amended 2026) |
| VermontGraduated | 3.35%–8.75% | 8.75% | over $256,300; joint over $312,050 | Source: Vermont Dept. of Taxes: 2026 Form IN-114 instructions |
| VirginiaGraduated | 2%–5.75% | 5.75% | over $17,000 | Same brackets for every filing status.Source: Code of Virginia § 58.1-320 |
| WashingtonNo wage tax | None on wages | — | — | No tax on wages. A separate capital gains tax applies to large long-term gains: 7%, plus an extra 2.9% (9.9% total) on gains over $1 million, after a standard deduction ($278,000 for 2025, adjusted for inflation each year).Source: Washington Dept. of Revenue · Washington Dept. of Revenue: New tiered rates for the capital gains tax · Washington Dept. of Revenue: Capital gains tax |
| West VirginiaGraduated | 2.11%–4.58% | 4.58% | over $60,000 | 2026: Across-the-board 5% rate cut retroactive to Jan. 1, 2026 (SB 392, signed March 31, 2026). Same brackets for joint filers; married filing separately uses half.Source: West Virginia Tax Division: Personal income tax reduction |
| WisconsinGraduated | 3.5%–7.65% | 7.65% | over $332,720; joint over $443,630 | Source: Wisconsin Dept. of Revenue: 2026 Form 1-ES instructions |
| WyomingNo wage tax | None on wages | — | — | Source: State of Wyoming, Dept. of Administration & Information |
Some cities, counties and school districts add their own income tax on top of the state rate. They are not in the table. Examples from the state sources: every Indiana county, Maryland's counties and Baltimore City, many Ohio cities and school districts, most Pennsylvania towns and school districts, Detroit and other Michigan cities, Kentucky occupational license taxes, New York City and Yonkers, Wilmington (Delaware) and Portland-area taxes in Oregon.
Facts only, not tax advice. Your state tax depends on your state's definition of taxable income, deductions and credits. Check your state's instructions or a tax professional.
All read or re-checked Oct. 22, 2026. Each row's sources are linked in the table; the main ones:
9 states don't tax wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Washington taxes large long-term capital gains (7%, 9.9% on gains over $1 million); New Hampshire's interest and dividends tax ended after 2024.
16 states: Arizona 2.5%; Colorado 4.4%; Georgia 4.99%; Idaho 5.3%; Illinois 4.95%; Indiana 2.95%; Iowa 3.8%; Kentucky 3.5%; Louisiana 3%; Massachusetts 5%; Michigan 4.25%; Mississippi 4%; North Carolina 3.99%; Ohio 2.75%; Pennsylvania 3.07%; Utah 4.45%. Massachusetts adds a 4% surtax on income over $1,107,750.
California: 12.3% top bracket plus a 1% tax on taxable income over $1 million (13.3%). Next: Hawaii 11%; New York 10.9%; District of Columbia 10.75%; New Jersey 10.75%.
No. The Tennessee Department of Revenue says Tennessee has no state income tax on earned income, so employers withhold none.
Changes for 2026 include Arkansas (Top rate 3.7% under Act 1 of the 2026 First Extraordinary Session (approved May 6, 2026).); Georgia (Reduced to a flat 4.99% for 2026, and the standard deduction rose to $15,000 single / $30,000 joint.); Indiana (2.95% for 2026; set to adjust to 2.90% in 2027.); Maine (New 2% surcharge on taxable income over $1 million (single) or $1.5 million (joint).); Montana (Lower 4.7% bracket widened to $47,500 single / $95,000 joint and the upper rate reduced to 5.65% (HB 337); more changes in 2027.); Ohio (For 2026 on, one rate: 0% up to $26,050, then 2.75% (Ohio Rev. Code 5747.02).); see the full list on the page.
No. It's the rate on your last dollar of state taxable income. Lower slices are taxed at lower rates, and deductions and credits lower the bill further.
Not tax advice. Figures are republished from the IRS with dates; confirm with IRS.gov or a tax professional before acting.