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50-State + D.C. Car Tax, Doc-Fee & Readiness Coverage
Why trust this: VaultRubric's owner spent 11 years in dealership sales and management. This guide explains how the deal is built from the other side of the desk, and every number is either cited or yours.
50-State + D.C. Readiness Standard & Statutory Rules (as of Oct. 2026 — 51 Jurisdictions (50 States + D.C.): 50 Verified (49 States + D.C.) · 1 Not Yet Verified (WV)):Every state below links to our interactive state car sales tax and auto loan guides and shows its motor-vehicle sales tax rate, trade-in credit rule, dealer doc-fee statute, and readiness status (51 Jurisdictions (50 States + D.C.): 50 Verified (49 States + D.C.) · 1 Not Yet Verified (WV) [West Virginia documentary charge: Needs review]).
50-STATE READINESS STANDARD & PARTICIPATION STATUS (AS OF OCT 2026)
How We Verify State Tax, Doc-Fee Rules & Local Quote Benchmarks Across All 50 States + D.C.
51 Jurisdictions (50 States + D.C.): 50 Verified (49 States + D.C.) · 1 Not Yet Verified (WV)
1. Readiness Status DefinitionsReviewed (50 of 51): We checked the state motor-vehicle tax rate, trade-in credit rule, rebate taxability, doc-fee cap or no-cap status, and official DOR/DMV link against official sources in Oct 2026. Not yet verified (1): part of the rule (for example, a doc-fee amount set by a state commissioner) could not be confirmed on an official page, so we don’t show a number for it. Laws change and we can make mistakes: every fix is logged on our corrections page. County/city local taxes vary by address and are estimated or user-entered.
2. Our service ScopeOur service ($0 until you sign) drafts every dealer reply for you to send yourself (VaultRubric never contacts dealers) for passenger cars, SUVs, minivans, and light-duty trucks where remote written quotes are supported.
3. Founding 50 States Sample-Size Standard (n ≥ 10)We never fabricate local transaction averages or promise guaranteed savings. Local written-offer benchmarks are displayed as Founding 50 States — Building Sample until a state/market reaches at least n ≥ 10 verified de-identified opt-in quotes.
View All 50 States + D.C. Readiness Status, Statutory Rules & Sample StatusExpand table ↓
| State | Readiness Status | State Tax & Doc-Fee Rule | Our service ($0 until you sign) | Opt-In Benchmark Sample Status |
|---|---|---|---|---|
| Alabama (AL) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 2% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Alaska (AK) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 0% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Arizona (AZ) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 5.6% state · Doc fee: No state dollar limit found | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Arkansas (AR) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6.5% state · Doc fee: $129 | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| California (CA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 7.25% state · Doc fee: $85 ($70 if dealer not in the DMV private industry partner program) | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Colorado (CO) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 2.9% state · Doc fee: No state dollar limit found | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Connecticut (CT) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6.35% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Delaware (DE) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 5.25% Delaware DMV document fee rounded to nearest whole dollar (30 Del. C. § 3002; 0% retail sales tax; full trade-in credit) · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| District of Columbia (DC) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 1.0%–11.0% by curb weight & city MPG effective Feb 17, 2025 (D.C. Code § 50-2201.03(j); 0% local; no trade-in credit; $30 title; $70/$175/$300/$550+ Class I–IV reg) · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Florida (FL) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Georgia (GA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 7% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Hawaii (HI) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 4% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Idaho (ID) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Illinois (IL) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6.25% state · Doc fee: $377.63 | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Indiana (IN) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 7% state · Doc fee: $261.72 | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Iowa (IA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 5% state · Doc fee: $180 | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Kansas (KS) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6.5% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Kentucky (KY) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Louisiana (LA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 5% state · Doc fee: $436 | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Maine (ME) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 5.5% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Maryland (MD) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6.5% state · Doc fee: $800 | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Massachusetts (MA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6.25% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Michigan (MI) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6% state · Doc fee: Lesser of $280 or 5% of the cash price of the vehicle | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Minnesota (MN) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6.875% state · Doc fee: Lesser of $350 or 10% of the value of the sale or lease | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Mississippi (MS) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 5% state · Doc fee: $425 | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Missouri (MO) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 4.225% state · Doc fee: $620.79 | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Montana (MT) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 0% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Nebraska (NE) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 5.5% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Nevada (NV) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6.85% state · Doc fee: No state dollar limit found | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| New Hampshire (NH) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 0% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| New Jersey (NJ) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6.625% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| New Mexico (NM) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 4% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| New York (NY) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 4% state · Doc fee: $175 | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| North Carolina (NC) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 3% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| North Dakota (ND) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 5% state · Doc fee: No state dollar limit found | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Ohio (OH) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 5.75% state + local (ORC § 5739.02; full trade-in credit on NEW vehicles only, $0 on used per ORC § 5739.01(H)(2)) · Doc fee: Lesser of $398 or 10% of the amount the buyer or lessee must pay under the contract, excluding tax, title, registration fees, and negative equity | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Oklahoma (OK) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 4.50% combined (3.25% excise 68 O.S. § 2103 + 1.25% sales 68 O.S. § 1355(2); trade-in reduces 1.25% sales tax only) · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Oregon (OR) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 0% state · Doc fee: $250 ($200 if dealer does not use an integrator) | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Pennsylvania (PA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6% state · Doc fee: $490 ($409 if dealer processes title work on paper) | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Rhode Island (RI) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 7.00% state (R.I. Gen. Laws § 44-18-18; full trade-in credit on passenger autos per § 44-18-30(23)) · Doc fee: Up to $400 on transactions over $10,000; barred ($0) on deals of $10,000 or less | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| South Carolina (SC) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 5% state · Doc fee: $225 presumed OK; more needs a state filing | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| South Dakota (SD) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 4% state · Doc fee: No state dollar limit found | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Tennessee (TN) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 7% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Texas (TX) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6.25% state · Doc fee: $225 presumed OK; more needs a state filing | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Utah (UT) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 6.1% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Vermont (VT) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 6% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Virginia (VA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (statewide rate only; 0% county or municipal auto sales tax). | Tax: 4.15% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Washington (WA) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 7% state · Doc fee: $200 | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| West Virginia (WV) | Not yet verified State statute linked (Oct 2026); verify special vehicle surtax, trade-in cap, or commissioner doc-fee rule directly with state agency. | Tax: 6.00% motor vehicle sales tax (W. Va. Code § 11-15-3c(b), incl. full trade-in credit for WV-titled trade-ins) · Doc fee: WV cap not confirmed — ask the dealer for the doc fee in writing. | Start my deal: Not available in this state yet | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Wisconsin (WI) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 5% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
| Wyoming (WY) | Reviewed State tax rate, trade-in credit rule & doc-fee cap reviewed Oct 2026 (county/city local tax rates vary and are user-entered or estimated). | Tax: 4% state · Doc fee: No state dollar limit found | Start my deal: Available (you send every message) | Founding 50 States — Building Sample (published once n ≥ 10 verified de-identified quotes) |
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Car Deal CheckerWe draft it, you send it.
$500 better than your best quote, or you pay $0 (applies once you upload a written, itemized out-the-door quote dated within 14 days). Free Fee Check first; $0 until you sign. Not available in all states, see terms
FAQ
Are all 50 states and D.C. supported by the Car Deal Checker?
Yes (51 Jurisdictions (50 States + D.C.): 50 Verified (49 States + D.C.) · 1 Not Yet Verified (WV): West Virginia's documentary charge amount is not confirmed on an official state page, so no dollar cap is shown). Our service ($0 until you sign) is offered in most states; the checker tells you before any card is saved.
Educational auto deal, sales tax, doc-fee, and loan/lease math only — not legal, tax, or financial advice. Dealerships are independent sellers; verify all out-the-door figures on your written buyer's order before signing.
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