Banking

Checking, money transfers, bank safety and fees, in one place. Facts from bank fee pages, the FDIC and the CFPB, with dates.

Free tools need no account, SSN, or address. Most calculators run in your browser; a few send the numbers you enter to our server to do the math.

Checking accounts

• Checking accounts compared
• Is Ally a good checking account?
• Is American Express a good checking account?
• Is Bask Bank a good checking account?
• Is Betterment a good checking account?
• Is CIT Bank a good checking account?
• Is Capital One 360 a good checking account?
• Is Chime a good checking account?
• Is EverBank a good checking account?
• Is Happen Bank a good checking account?
• Is SoFi a good checking account?
• Is UFB Direct a good checking account?

Is my bank safe? Insurance & safety

• Bank vs. credit union: FDIC vs. NCUA insurance, rates & 'Is my money insured?' check
• Open a bank account without a Social Security number: ITIN, passport, what to bring
• My bank closed my account: complaints, regulators, switching banks
• Zelle, Venmo, Cash App or PayPal scam: can I get my money back?
• FDIC & NCUA deposit insurance coverage checker (multi-bank, POD/trust, IRA)
• Tiered APY vs flat rate: Method A (whole balance) vs Method B (partial / blended)
• Is Coinbase Safe? Hacks, Regulatory Record & Protections
• Is Kraken Safe? Hacks, Regulatory Record & Protections
• Is Gemini Safe? Hacks, Regulatory Record & Protections
• Is Binance.US Safe? Hacks, Regulatory Record & Protections
• Is Crypto.com Safe? Hacks, Regulatory Record & Protections
• Is Binance Safe? Hacks, Regulatory Record & Protections

Sending money & payment apps

• Money transfer apps: fees and protections
• Is Zelle safe?
• Is Venmo safe?
• Is Cash App safe?
• Is PayPal safe?
• Is Wise safe?
• Is Remitly safe?
• Zelle vs Venmo
• Zelle vs Cash App
• Zelle vs PayPal
• Zelle vs Wise
• Zelle vs Remitly

Fees, cash advances & card fraud

• Paycheck advance fees as an APR: the math + calculator
• Debit vs. credit card fraud: liability timeline ($50 vs $500)

Savings rates

• Best savings rates by state
• CD rates by term
• Money market rates today
• Treasury rates today: T-bills, notes, I bonds

Sources

Every page listed here shows its own dated sources. See how we score and check facts.